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View Poll Results: Keep this thread in "Surf Discussion" or move it to "Surf Scams"?
Andy deserves to have his latest AS discussed as a possibly legitimate opportunity! 1 4.00%
I will consider making a spend. 2 8.00%
Andy deserves to have his latest AS treated accordingly...in the "SCAM" folder! 12 48.00%
There's no way I'd make a spend. 16 64.00%
Multiple Choice Poll. Voters: 25. You may not vote on this poll

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Old 07-16-2007, 09:26 PM   #121 (permalink)
slappy
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Default Re: XLOTwo

Quote:
Originally Posted by Andy View Post
Please note the following terms you agreed to. No one MADE you agree to these terms. As you bought up the term "contract" then you must acknowedge that the terms of participation formed part of your "contract".


You knew this was high risk and agreed that you could lose your money.

At this point after all this time you still fail to accept any of your personal responsibility. Now you can argue all you like that it is a weak fallback to rely on the terms and conditions.

In what part of your life do you use the same argument?. In what part of your life do you say "Well that doesn't matter I know I agreed that I might not get blah blah but you said I would get blah blah and even though I knew I might not get that I demand you give it to me . ."

Your failure to understand that the terms and conditions apply to you does not make me lack integrity.

As for the fact that I walked away with a goodly amount of money - once more that is your opinion it is not fact. Nor does you saying it is fact make it so.

I have no problem with your hanging around threads to tell people of my past failures. If that is what get's you off then go for it. However, you should also reveal your own failures, which are, among others, a failure to understand the terms that applied to you.



Terms and Conditions for The Finer Things.

Making your spend is your agreement to these Terms and Conditions. If you do not agree do not participate.
You acknowledge that you are of legal age to participate in this High Risk Program.


You acknowledge that your Country/place of residence does not specifically prohibit participation in on line opportunities.


You ackonwledge that this is not an offering of Securities as defined in any legislation in any country. This is a high yield opportunity and you acknowledge and accept the risks involved.

You acknowledge that there is a risk of the returns as stated not being paid. The Administration of the this website will exercise all care to secure the returns. In the event of the returns not being secured, the Administration of this website will communicate this to you by either email or by on-line forum.


You agree to hold all Administration harmless of any liability. You are investing at your own risk and you agree that a past performance is not an explicit guarantee for the same future performance. .....
Well, to put it in the simplest terms possible, YOUR tos talk about an investment, reference the last paragraph. You were not running an investment program, you were running a ponzi by way of your own words.
You violated your own tos and you ran a scam(ponzi). Therefore, you are a scammer.
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Old 07-16-2007, 09:32 PM   #122 (permalink)
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Default Re: XLOTwo

Quote:
Originally Posted by Optional View Post
It's a waste of your breath even trying to engage that Slappy twit in a sensible way Jude. :\

If Slappy and his type are going to be allowed to troll in the threads on this forum, spewing hate and being allowed to repeatedly post the same points over and again, just to try to take over the threads of his targetted victims (as he is trying to do with this thread), I doubt I will continue coming here personally.
Why do you call the truth, "spewing hate?" If you can proove any of my statements as false, it would be different, but I've not said one thing that is false. I've not tried to "take over" anything, but have tried to get some answers as to past events as well as current ones. I have noticed, that several questions continue to go unanswered. First, what is the address of the CSATM? That is important to understand what laws apply to the business. Secondly, some real figures to determine whether or not it is producing a 50% return in 75 days.

Last edited by slappy : 07-16-2007 at 09:53 PM.
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Old 07-16-2007, 11:40 PM   #123 (permalink)
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Default Re: XLOTwo

Quote:
Originally Posted by slappy View Post
Well, to put it in the simplest terms possible, YOUR tos talk about an investment, reference the last paragraph. You were not running an investment program, you were running a ponzi by way of your own words.
You violated your own tos and you ran a scam(ponzi). Therefore, you are a scammer.
You are joking right? the term investment in that context referred to a spend. You had just been presented with several paragraphs that indicated this was a high risk program. And stating very plainly that the definition of securities did not apply Anything you choose to invest in that (ie put into that) is subject to those terms.

I'm sorry but if you are going through all of this crap because of that word then you are seriously delusional.
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Old 07-17-2007, 11:47 AM   #124 (permalink)
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Default Re: XLOTwo

Well, I don't see the term "ponzi" anywhere in your tos. Why didn't you mention that before people made a "spend", "investment" or whatever other term you want to use today? Your tos also state that "The Administration of the this website will exercise all care to secure the returns." This turned out to be a complete lie as you knowingly took "spends" after you were running the ponzi and used them to pay other members, not "secure returns." I take full responsibility for being scammed and losing my money. How about you take responsibility for being the scammer and taking people's money?

Now, back to the real issues at hand that you keep trying to misdirect people away from. Where is your business located? Are you in full compliance with that country's laws and can you proove that? What other businesses have you signed up for the ATM? What real numbers can you provide to show this is not simply another ponzi?
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Old 07-17-2007, 05:57 PM   #125 (permalink)
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Default Re: XLOTwo

Quote:
Originally Posted by slappy View Post
Well, I don't see the term "ponzi" anywhere in your tos. Why didn't you mention that before people made a "spend", "investment" or whatever other term you want to use today? Your tos also state that "The Administration of the this website will exercise all care to secure the returns." This turned out to be a complete lie as you knowingly took "spends" after you were running the ponzi and used them to pay other members, not "secure returns." I take full responsibility for being scammed and losing my money. How about you take responsibility for being the scammer and taking people's money?

Now, back to the real issues at hand that you keep trying to misdirect people away from. Where is your business located? Are you in full compliance with that country's laws and can you proove that? What other businesses have you signed up for the ATM? What real numbers can you provide to show this is not simply another ponzi?
This is not the TFT thread and it is not the XLO thread and it is not the CSATM thread?

I realize you have difficulty comprehending the difference but dude enough is enough.

It's in the SCAM folder!! DUH!

In this NOBS forum that means it's a scam.

Do you understand that?

You'll never get Andy to admit to any more than he has so

PLEASE GIVE IT UP!

Move on already!

Or start another thread.

Geeeez
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Old 07-19-2007, 03:37 AM   #126 (permalink)
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Default Re: XLOTwo

Quote:
Originally Posted by slappy View Post

--snip--

....In closing, I know you like Andy and feel he's a decent guy.....
Slappy, you just don't get it! I don't like Andy, nor do I dislike him. I am the first to admit I don't know him. And he doesn't know me.

The only thing I know for certain is that I agree with what he says. It's not a question of my "believing" him. I agree with what he says. That's totally different. I read the terms when I joined both XLO and TFT. I understood the terms. I take responsibility for it.

To get back to the topic of this thread, SurfNow (xlotwo), I am happy there. The surfing is fast, I have cashout out many times. Andy provides good customer service. He is as dependable at SurfNow as he was for 12 months at XLO. That's what I was looking for when I joined and he has so far delivered on that.

I knew full well when I joined SurfNow that Andy was starting out the gate again with the burden of extra weight because of the past. I knew that and I still joined.

Since I don't put my life savings into any of the programs, I sleep very well. And let's say in the future SurfNow closes, as one day it must, I am as confident as one can or should be in this arena, that Andy will handle things to my satisfaction. That's a chance I am willing to take with someone's world view I happen to agree with.

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Old 12-08-2007, 04:30 AM   #127 (permalink)
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Default Re: XLOTwo

Well, it comes as no great suprise that this one only lasted 2 cycles. I just hope that the people who were foolish enough to trust "Andy" again at least got the money back. This guy is a con man, plain and simple. He can give all the excuses he wants, this program didn't last long because he stole member's money in his previous programs and couldn't draw enough suckers into the scheme this time around. I bet next program he tries, TD and a few other cheerleaders will be the only people joining. Ok, maybe that's just wishful thinking; there will probably always be a couple of newbies that join known scammers, but hopefully each future program he tries to run is increasingly unsuccessful. Who knows, eventually maybe "Andy" will actually have to get a job and start working for a living, rather than running online scams.
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Old 12-08-2007, 02:37 PM   #128 (permalink)
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Default Re: XLOTwo

nah... he will most likely change his nickname and start clean ..
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Old 12-11-2007, 11:41 AM   #129 (permalink)
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Default Re: XLOTwo

The ONLY reason trolls like slappy are able to keep incensantly attacking admins like Andy is becuase they dont change their names... and try to continue on in a manner they see as "honest".

I didn't go into XLO2 but I think it's a damn shame that professional Trolls like slappy can make it almost impossible for any admin to have more than one attempt at running a site openly.

Constructive criticism is one thing... but repeated attacks over and over again designed to do nothing more than keep a negative tone going in the thead sucks.. no matter who is doing it or who is being attacked.

I also think it sucks that this forum allows it personally.
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Old 12-11-2007, 11:59 AM   #130 (permalink)
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Optional, you must be joking, right? If you actually believe "Andy" has made an "honest" attempt to run any business, I feel sorry for you. It's that exact mentality that allows con men like "Andy" to continue to operate. Anyone who's been in the investment world for any length of time can see that the only thing "Andy" has tried to do is make a lot of money for himself while taking advantage of other people. Why do you think he outright refused to answer the tough questions when he started xlo2? Because he was being honest? Surely you're smarter than that. This was another ponzi from the begining, just like most of us said 5 months ago. Unlike most con men like "Andy," I actually work for a living, so to call me a "professional" is quite wrong. To call me a "troll" is wrong as well, as I had a good bit stolen from me by honest "Andy" in one of his previous programs.
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